It all depends on how you look at it II

Also via dyspepsiageneration

Democrats Kill Free Checking Accounts

Now ... see Democrats would say they did not outlaw free checking accounts, and they would be correct.  But they would be wrong to say they didn't kill them.  They will probably also point to the "evil" banks (Alinsky) and get everybody gnashing their teeth about how greedy they are. 

But really it boils down to this.  No consequences for the irresponsible.  They will now be bailed out by the responsible.  We're rewarding irresponsible behavior, just like we did with the housing market with the community reinvestment act, and with the bank bailouts, and the Chrysler and GM bailouts ...