I've annotated this recent Ramirez cartoon.
Frankly, I don't like employer-based coverage because of that gap, and just when you can afford it the least, you can't afford to buy it yourself at the higher prices you pay when you're not pooled with other employees. And I really don't like government being the solution ... still ... I could imagine some sort of basic medicaid/medicare type program for people between jobs - who lost their insurance with their job. I'm not uncompromising. There may even be a free-market solution for this. Especially if the market, were, you know ... really free in this area.
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